You really need a plan for everything you’re working for.

financial planning

If financial planning is such a good idea, how come so many financial plans only focus on some of your assets?

Wouldn’t it be better if the plan included everything you own?

Of course it would. Unfortunately, many financial planners are only interested in your investment portfolio and insurance needs. They focus on what they’re interested in. This is okay if all you’re looking for is advice on investments and risk management. But what if you want a complete plan?

What if you want to organize everything you own and everything you have coming in so you can see the big picture? Financial planners can’t do this. They only prepare a partial financial plan including only some of your assets. At best, it’s a ‘half-a-plan’, leaving way too much to chance.

When you think about it, it’s ridiculous isn’t it?

You have a whole life to live. Your entire family matters to you. You’ve accumulated – or you’re going to accumulate – a net worth of substantial value. You need a plan that includes everything you’re working for. And that plan has to work for you today and throughout your retirement years.

So why would you settle for half a plan when you can have it all?

You can manage your entire net worth by talking to a Net Worth Advisor. Net Worth Adisors have emerged, over the past decade, to address the shortcomings of the existing financial planning system. Their job is to work with you on your personal net worth. To help you gain control of your financial wellbeing, for now and for the future.

Sounds interesting.

But are Net Worth Advisors really that different?

Well, here’s a comparison between traditional financial planning and net worth advice. It puts both services in perspective.

1. focus

Traditional planners concentrate on their individual specialties like mutual funds, life insurance, stocks or bonds. Net worth advisors focus on all of the preceding plus your income, home, private investments, vacation properties and everything else you have in your life.

2. goals

Both services can help you define goals and develop a plan to reach them. But only Net Worth Advisors bring all of your assets to bear. More importantly, only Net Worth Advisors uses your income, your behaviours and your net worth to help shape your plan.

3. product

Almost all traditional financial planners sell products ranging from life insurance and GICs to mutual funds, stocks and bonds and other marketable securities.

In comparison, Net Worth Advisors sell no products. This makes it possible for their advice to be product neutral.

4. roles

Most traditional financial planners provide excellent advice in regards to their individual products but they can only tell part of your story. In comparison, net worth advisors will paint you ‘the big picture’ of all of your investments and assets. They will help you find the right balance between today’s lifestyle and tomorrow’s retirement needs.

5. compensation

Most traditional financial planners receive compensation when they sell you their products. In comparison, fee-only net worth advisors derive no income from product sales. They receive a simple annual fee paid by you.

What do you think? Does this new approach appeal to you?

The service is only appropriate for individuals and families with a household income of $500,000 or higher, investment assets in excess of $750k or a net worth of at least $5 million.

If you prefer to learn more first, we invite you to download our white paper.

If you think having complete control over your net-worth would be a worthy goal and a nice change, we invite you to Contact Us to book a private conversation.

Want a financial plan that includes all of your assets?

Talk to Unbiased Wealth Management. Ask them to show you how their approach can lead to a good life today and a better one tomorrow.

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